Access to Finance

Finance is key to starting or growing your business. Nowadays there are many different lenders which use specific criteria to be able to lend from them. Here at the City Business Hub we offer a signposting service in order for you to meet certain criteria and apply for finance which best suits your business needs. Mainstream banks are most popular for business finance, however there are several alternative lenders. These would include;


Pitching opportunities to secure external investment delivered by NISP in partnership with InterTradeIreland and InvestNI.

ENI Small Business Loan Fund

NI Small business loan fund providing loans to small business’s in NI from £1K – £50K (15k max. for start ups)

ENI Start Up Loans

Loans specifically for start up businesses up to £10k at 6.2% APR. Plus mentoring and advice services


Ulster Community Investment Trust provides loans exclusively to other third sector organisations such as community groups, charities, sports clubs and social enterprises throughout Northern Ireland.

Credit Union

They provide loans to support Community Enterprises. At our Twin Spires Complex there is a Credit Union on site.

Charity Bank

Providing loans and support to charities, social enterprises and community organisations

Business Support Team (Invest NI)

They provide  support and guidance on funding for capability development, funding for innovation and R&D, funding for start-ups or funding through loans and equity

Innovation Vouchers

Innovation Voucher Grant for existing business of up to £5k. Specifically designed to support new business ideas and growth with expert help also provided. Currently open for applications until 26th Feb 2016.

Crowdfunder |  CrowdCube   |  KickStarter  |  CoFunder

“Peer to peer” or “crowdfunding” platforms that allows you to pitch your ideas online, showcase your business and ask for investment from individuals throughout the UK, Europe and Rest of World – even if you don’t know them. CoFunder is based in Northern Ireland.

Make sure to your pitch is good and video content always makes your idea stand out!!

Advice NI Debt Service

Advice NI offer a free advice service on matters around business debt.


If you would like help with applying for loans or funding, or to find out what you may be eligible for contact our business advisers today for support and advice